What Does My Home Warranty Cover?

As a homeowner, you have the responsibility of maintaining everything within it. Gone are the days where you could call up your landlord and ask him to get your kitchen sink repaired. Your yard is officially yours to maintain and keep clean. And more importantly, you’re responsible for including home maintenance into your budget. Being a homeowner involves a lot of expenses and a lot of work for upkeep. Not only do you have to pay for your mortgage, insurance, and taxes, but you also have to take care of any replacements when your appliances break down. If you want to prepare for all these costs beforehand, you may want to consider a home warranty.

What is a home warranty?

When you pay for a home warranty, you sign a contract that allows for repairs and replacements for your home. A warranty company typically refers you to repair services with a basic plan. But you can also have your own choice of technicians with America’s best home warranty. Investing in a plan is a great way to have peace of mind. It can act as a safety net for when any part of your home system goes wrong. Homeowner’s insurance typically covers major damages like property crimes, fire, water damage, or snow. Meanwhile, a home warranty includes everything else that the average insurance plan doesn’t.

What does a home warranty cover?

Typically, a home warranty covers HVAC, plumbing, electrical systems, and more. When something goes wrong, you can contact experienced technicians to get the best appliance parts Portland, Oregon, has to offer. They’ll repair whatever needs fixing and your home warranty plan can cover the cost of labor charges and parts. Whether you need appliance repair parts or full replacements, you’ll get added savings under your comprehensive coverage plan. Get covered for major brands like Frigidaire, LG, Whirlpool, and more.

A warranty plan is a great choice for when you want additional benefits. You get the choice to contact your appliance repair technician, and it’s a lot similar to having added insurance for your home. As a homeowner, it’s important to prepare for any unforeseeable circumstances. If your home is older and appliances haven’t been updated in a while, you may want to invest in a combination plan as opposed to just a basic plan for any potential replacement costs. To learn more about warranty plan options, keep reading below.

How do I choose a warranty plan?

The available plan options and what they cover will depend on the home warranty provider. America’s First Choice Home Club has several plans and each one has different coverage options. There’s a platinum plan, a gold plan, and silver and systems plans. That way, you can customize your coverage for what you want to prioritize. If you want your coverage to include appliance parts or electrical systems, you can find a plan that covers that. You can even add septic system coverage or find plans that assist with pool and spa repairs. When you choose the best home warranty provider, you’ll get the choice of accessing the best appliance repair parts and technicians. And the plan you choose can help reduce those costs.

While there are plenty of limits to a home warranty, it all depends on the plan that you choose. Most policyholders are happy with a select home warranty and opt for additional coverage later on. When you choose a good home warranty provider, the claims process is a lot easier and you can choose your technician for any appliance repairs. Examine the square footage of your home, then find a plan that fits all of your needs. With the right home warranty company, your customer satisfaction is guaranteed.